Listen, | get it. You want to get into real estate, but every time you start doing the math, that
dreaded down payment number starts looking like your arch-nemesis. Maybe you don’t have
$50K sitting around. Maybe you hate the idea of begging a bank for a loan. Or maybe, just
maybe, you’re wondering: “Is there a way to buy real estate WITHOUT a big down
payment?”
The answer? Absolutely. And it’s called Seller Financing—a strategy that’s been around
forever but still flies under the radar for most new investors. It’s how |, and many others, have
built real estate wealth without banks calling the shots.
If you’ve read my book, Financial Freedom through Real Estate Investing, you already know
that creative financing is the name of the game. Let me show you how you can own
property with little to no money down and start stacking those real estate assets today.
What Is Seller Financing and Why Should You Care?
Seller financing (also called owner financing) is a simple but powerful concept:
1. Instead of you getting a mortgage from a bank, the seller acts as the bank and lets you
make payments over time.
2. You and the seller agree on the purchase price, monthly payments, and interest
rate—without a third-party lender getting in the way.
3. The property serves as collateral, just like a traditional mortgage. You get ownership,
the seller gets a steady income stream, and everyone wins.
The best part? It allows you to buy property with little or no money down.
Why Would a Seller Agree to This?
You might be thinking, “Why on earth would a seller finance a deal for me?” The answer is
simple: Motivation. Here are five reasons why a seller might say YES to seller financing: